The Government of Tamilnadu has announced a new scheme named “Chief Minister’s Kakkum Karangal (Mudhalvarin Kakkaum Karangal) for ex-servicemen and their families. This initiative has started to help retired defence personnel to set up their own business by providing them loan. This scheme is providing help in the form of loans and subsidies to ex-servicemen. If you are an Eligible Candidate, then you can complete your TN CM Kakkum Karangal Scheme Registration online. Take a look at all the eligibility requirements, application process, documents and last date.
This scheme announced for the families of martyrs is also included. Under the CM Kakkum Karangal Scheme, ex-servicemen can get bank loans up to 1 crore to start small and medium-scale businesses. The state will provide a 30% capital subsidy and 3% interest subsidy, reducing the burden of repayment. In the first phase, around 348 ex-serviceman and their families will get the benefits.
CM Kakkum Karangal Scheme
Tamilnadu State government has introduced different types of welfare schemes. Chief minister Kakkum Karangal Scheme provide benefits to the ex-servicemen and their families, so they can start there on business.
Budget Allocation:
For the smooth implementation of this scheme, government has launched a dedicated budget 50.50 crore. During the first phase more than 348 families of a service man will get benefits. The benefits of 24 crore to 150 ex servicemen have already been provided on the Launch day.
Quick Overview:
| Scheme | CM Kakkum Karangal Scheme |
| Year | 2025 |
| State | Tamil Nadu |
| Laon Facility | Up to 1 crore |
| Subsidy | 30% capital and 3% interest subsidy |
| Total Budget | 50.50 crore |
| Mode of application | Online |
| Application process | department of ex servicemen welfare website or district officer |
How to apply online for the CM Kakkum Karangal Scheme
Ex-serviceman who want to apply for the scheme can submit their application form through online mode at the official website of the Department of Ex-Servicemen Welfare. Follow the steps mentioned below:
- Go to the official website of department of ex servicemen welfare.
- On the homepage you need to select registration option.
- In application form provide all the required details.
- Provide your name, details project plan for business.
- Upload the necessary documents.
- At last submit your application form.
Important benefits:
There are some important benefits provided to eligible candidates:
- Ex-servicemen can become business owner
- Loan up to 1 crore and with subsidies
- Families of martyers can also get help
- New businesses will create jobs across Tamil Nadu
- The scheme strengthens the economic security of ex-servicemen families.
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FAQs on CM Kakkum Karangal Scheme
Q1. What is the CM Kakkum Karangal Scheme?
The CM Kakkum Karangal Scheme is a welfare initiative by the Tamil Nadu Government that provides emergency medical and financial support to poor and needy people in distress situations.
Q2. Who can apply for this scheme?
Any economically weak individual or family in Tamil Nadu facing medical emergencies, accidents, or sudden distress can seek help under this scheme.
Q3. What kind of help is given?
The scheme offers financial assistance for medical treatment, emergency support for accident victims, and relief in case of sudden hardships.
Q4. Is there any cost to apply for this scheme?
No, the scheme is completely free. Beneficiaries do not have to pay any fee to avail assistance.
Q5. How can people avail the benefits?
Eligible persons or their family members can contact the District Collector’s office, local authorities, or government helplines to apply for emergency support.
Q6. Who manages the CM Kakkum Karangal Scheme?
The scheme is directly monitored by the Chief Minister’s Office (CMO) and implemented by the respective district administrations.
Q7. Is there any income limit to get benefits?
Yes, the scheme mainly targets poor and low-income families who are unable to afford emergency medical care.
Q8. Can this scheme be used for all types of treatments?
The financial aid is provided mainly for emergency and life-saving treatments, not for regular or cosmetic procedures.
Q9. When was the scheme launched?
The CM Kakkum Karangal Scheme was launched in March 2023 by Chief Minister M.K. Stalin.
Q10. Why is this scheme important?
It acts as a lifeline for poor families during medical emergencies and ensures that no one is denied treatment due to lack of money.