Gold has always been close to the heart of every Indian family, and it can be used for festivals, weddings, or long-term savings. People trust gold as a safe investment. But in today’s busy world, not everyone can physically buy cold every month. In order to make this possible and easier, the Thangamayil Digi Gold Scheme was introduced. Thangamayil jewellery, one of tamilnadu trusted Jewellers, has introduced this scheme. This scheme allows the customers to save money digitally and convert it without worrying about storing it at home. So let us explore more about the Thangamayil Digi Gold Scheme.
Thangamayil Digi Gold Scheme
This gold scheme is a digital saving plan Ghar customers can invest small amount regularly in gold. Instead of buying jewellery directly you can save through scheme for 330 days (around 11 months). At the end of the. you can redeem your accommodated Gold by purchasing Jewellery at any Thangamayil store or online.
This is a unique part of this scheme that gives you extra benefit in the form of Bonus gold weight, depending on when you make your savings.
Overview:
| Scheme | Thangamayil Digi Gold Scheme |
| Launched by | Thangamayil jewellers |
| Benefits | you can invest and gold instead of physically buying jewellery |
| State | Tamil Nadu |
| Mode | Online |
| Investment | monthly |
| Official website |
Key Features
- If you do not want to commit to fixed monthly deposits, even if you save monthly 100 or 5000, you can do it any time during the scheme period.
- This scheme runs for 330 days from the date of joining.
- For this scheme, the minimum contribution starts from Rs 100, making it easy for everyone.
- Early contribution gives you benefits like extra gold weight added as a bonus.
- At the end of the term, you can buy jewellery with your accumulated savings and bonus gold.
Bonus structure for Thangamayil Digi Gold Scheme
Here is the bonus structure for the scheme, as listed below:
| Savings made in the first 75 days | get 5% extra gold weight. |
| Savings from 76 to 150 days | get 3.75% extra. |
| Savings from 151 to 225 days | get 2% extra. |
| Savings from 226 to 300 days | get 0.75% extra. |
| Savings in the last 30 days | no bonus is added |
How to join Thangamayil Digi Gold Scheme?
Follow the step by step instructions to participate Thangamayil Digi Gold scheme:
- You just need to download the Thangamayil Digi Gold app from the Play Store.i.e. www.thangamayil.com
- Complete your registration by providing all the details.
- Complete your KYC with Aadhar or PAN.
- Start saving by adding money digitally.
- Keep contributing whenever you like for 330 days.
Redemption Process:
- After 330 Days, you can easily redeem your savings at Thangamayil jewellery showroom or online.
- You can use a saved value to buy jewellery coins or other gold items.
Why to choose Thangamayil Digi Gold?
Thangamayil jewellery has been a trusted name in Tamilnadu for decades. By introducing the Digi gold, they have combined tradition with technology, making bold savings simple, transparent and Secure. It is especially helpful for family planning for weddings/festivals in advance, and they they want to reduce the burden at the last-minute gold purchases.
FAQs on Thangamayil Digi Gold Scheme
Q1. What is Thangamayil Digi Gold Scheme?
It is a digital gold saving plan offered by Thangamayil Jewellery where customers can buy, save, and accumulate gold in small amounts through an online platform.
Q2. How can I start investing in Digi Gold?
You can start by registering on Thangamayil’s official website or mobile app, choose Digi Gold, and begin buying gold with a minimum amount.
Q3. Is Digi Gold backed by real gold?
Yes, every rupee invested in Digi Gold is backed by 24K pure physical gold stored safely with the company’s custodian.
Q4. Can I convert my digital gold into jewellery?
Yes, you can redeem your saved digital gold to purchase ornaments, coins, or bars from Thangamayil Jewellery showrooms or online.
Q5. What is the minimum amount required to buy Digi Gold?
You can start with as little as ₹100, making it affordable for all.
Q6. Can I sell my Digi Gold anytime?
Yes, you can sell your Digi Gold back through the platform at live market rates and get the amount credited to your bank account.